20 Creative Ways To Give Money as a Christmas Gift

Creative ways to give money as a Christmas gift are the secret to turning β€œOh, you didn’t have time to shop” into β€œWow, that’s adorable!” 

With a few clever twists, even plain ol’ cash or a gift card can feel personal, funny, or downright magical. 

From hiding bills in candy jars to folding them into festive trees, these ideas make money gifting part of the holiday fun instead of the fallback plan.

Collage of creative Ways To Give Money as a Christmas Gift, featuring felt envelopes shaped like Santa suits, snowmen, and elves, a decorated mason jar labeled "Christmas Giving Jar," and a green mug with a white snowflake.

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They work great for everyoneβ€”from hard-to-shop-for teens to grandparents who β€œdon’t need anything.”

They’re perfect for last-minute presents or to pair with your other Christmas party ideas when you want to add a little extra sparkle to the season.


πŸŽ„ More Festive DIY Christmas Ideas

Bring on the tinsel, glue, and glitter! These creative Christmas DIYs are packed with handmade charm and perfect for decking your halls (and your tree).

🌲 Christmas Tree Table Decor – Tiny tabletop trees that instantly add festive flair to any holiday setup.

🎁 DIY Gifts for Mom – Sweet, handmade presents that’ll warm Mom’s heart (and maybe earn you extra cookies).

❄️ Rustic Wood Snowflake Ornament – A cozy craft that brings rustic charm to your Christmas tree.

🌰 Frosted Pinecones Tutorial – Add a touch of winter magic with these sparkly, nature-inspired decorations.

🎨 DIY Christmas Ornaments for Kids – Fun and festive ornament projects little crafters will love to make.

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20 Creative Ways To Give Money as a Christmas Gift


Don’t forget to pin these ways to give money as a Christmas gift:

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