Creative ways to give money as a Christmas gift are the secret to turning βOh, you didnβt have time to shopβ into βWow, thatβs adorable!β
With a few clever twists, even plain olβ cash or a gift card can feel personal, funny, or downright magical.
From hiding bills in candy jars to folding them into festive trees, these ideas make money gifting part of the holiday fun instead of the fallback plan.

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They work great for everyoneβfrom hard-to-shop-for teens to grandparents who βdonβt need anything.β
Theyβre perfect for last-minute presents or to pair with your other Christmas party ideas when you want to add a little extra sparkle to the season.
π More Festive DIY Christmas Ideas
Bring on the tinsel, glue, and glitter! These creative Christmas DIYs are packed with handmade charm and perfect for decking your halls (and your tree).
π² Christmas Tree Table Decor β Tiny tabletop trees that instantly add festive flair to any holiday setup.
π DIY Gifts for Mom β Sweet, handmade presents thatβll warm Momβs heart (and maybe earn you extra cookies).
βοΈ Rustic Wood Snowflake Ornament β A cozy craft that brings rustic charm to your Christmas tree.
π° Frosted Pinecones Tutorial β Add a touch of winter magic with these sparkly, nature-inspired decorations.
π¨ DIY Christmas Ornaments for Kids β Fun and festive ornament projects little crafters will love to make.
20 Creative Ways To Give Money as a Christmas Gift
Christmas Friends Money Ornaments
Give kids a gift theyβll love spendingβbut make it extra fun!
These printable money holders feature a lineup of cute characters ready to hold a rolled-up dollar, turning a simple cash gift into an adorable surprise theyβll actually be excited to unwrap.
Gnome Christmas Money Holder
Gnome lovers, rejoice! These adorable printable gnome cash holders make gifting money way more fun (and festive!).
Each little gnome is designed to hold a rolled-up bill, turning a simple cash gift into a cute keepsake thatβs sure to bring a smile.
Hidden Money in a Jar Gift with Printable Tag
Hereβs a sweet and sneaky way to gift cashβliterally!
Fill a mason jar with candy, but keep a hidden spot in the center to stash some money. Itβs part treat, part treasure hunt, and totally fun to open.
DIY Felt Christmas Gift Card Holder
These adorable little DIY gift card holders look just like coffee drinks from the biggest coffee chain on the planet.
Perfect for gift cards or cash, if the recipient doesnβt drink coffee.
How to Make a Money Christmas Bauble
Another fun idea for gifting cash is to hang it right on the tree.
A Christmas bauble filled with money and candy is sure to put a smile on anyoneβs face.
How to Make a Christmas Money Tree
This money tree is a creative way to gift cash while showing a little extra thought.
It looks so fancy and festive that your recipient might hesitate to take it apart.
How to Make a Money Pizza
Hook loved ones up with some βdoughβ this Christmas.
Complete with instructions and a printable for the box, all you need to supply is the actual money.
Funny Money Gift
Hereβs a funny, punny money gift idea.
Fill a tissue box with end-to-end dollar bills and a printable card telling them not to βblowβ it all in one place.
Christmas Gift Card Holders
These cute little gift card holders are just the way to send someone a monetary gift this year.
They do require a little sewing, but are perfect for cards or cash.
Play Christmas money
by Press Print Party
This adorable play Christmas money and Santa cash envelope set is a fun way to give βmoneyβ to kids without handing over the real thing!
Little ones can use the play bills to βbuyβ special treats or privileges from you, while older kids (or adults) can get the real deal tucked inside the festive Santa envelope. Either way, itβs a cute and creative way to give cash.
DIY Rudolph Gift Boxes
Hereβs a quick, easy way to jazz up a gift box, so a last-minute money gift doesnβt seem so last-minute.
Turn a regular small gift box into a cute Rudolph box with a couple simple steps.
How to Make a Cute Envelope out of an Old Book Page
This would be the ideal way to give a book lover some cash to fund their library.
Make a little envelope out of an old book page with this craft.
Grinch Gift Card Holder
This easy-to-make money holder captures the perfect Christmas spirit with a Grinchy twist.
Itβs quick to assemble and requires minimal supplies.
Make a Paper Christmas Stocking
A paper Christmas stocking might just be the best way ever to send a little cash someoneβs way this Christmas.
With options for sewing and for the sewing-challenged, itβs the perfect easy gift envelope.
Money Scavenger Hunt Ideas
Turn the most basic Christmas gift into the most extra Christmas activity this year.
With loads of ideas for any setup and prep level, thereβs a money scavenger hunt idea here for everyone.
Cocoa Gift Card Holder
There are loads of great coffee-themed gift card/cash holders out there, but not everybody drinks coffee.
This cocoa gift holder is the perfect alternative hot Christmas drink for anyone who says no to a cup of joe.
Christmas Giving Jar
Hereβs a slightly different way to gift money for the holidays.
Use the printable label to designate a Christmas giving jar, then fill it throughout the year and give it to someone in need for Christmas.
Money Tree Lot
This ridiculously cute handmade gift is perfect for anyone this year.
Itβs a mini Christmas tree farm, with each tree folded from a single dollar bill.
Money Chocolate Box
For a fun spin on a classic Christmas gift, buy a cheap box of chocolates, and fill the emptied cups with different coins and bills.
Plus, someone will have to eat all the chocolate to get it out of the way.
Money Candy Cane
Hereβs another easy money gift that looks anything but last-minute.
The pretty bow, candy cane, and neatly tied cash make it instantly charming.
Don’t forget to pin these ways to give money as a Christmas gift:






























